Kerrville Real Estate

Meet Our Agents

Kerrville/Hill Country Listings

Hill Country Home Search

Farms and Ranches

Kerrville Area MLS

San Antonio Area Listings

Las Colinas Premiere Properties

Kerrville Local Links

City of Kerrville Zoning

Real Estate By Design Blog

Join us on FACEBOOK

Subscribe to our You Tube Channel

Calculators

How Much Can You Afford?

Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$ Required
Monthly Debt:	$ Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Monthly Rent:	$ RequiredMust be a positive number	No. of Years you plan on keeping the home:	RequiredInvalid
Annual Rental Increases:	% RequiredInvalid	Yearly Appreciation on the Home:	% RequiredInvalid
Monthly Renter Insurance:	$ RequiredInvalid	Annual Home Maintenance:	% RequiredInvalid
Savings or Investment Rate:	% RequiredInvalid

Looking for a mortgage loan? Call us! We can recommend highly qualified mortgage professionals.

Whether you are looking to buy or sell real estate in Kerrville or the surrounding Hill Country we can help you. Are you looking for Kerrville homes for sale? Our real estate agents serve Kerrville, Ingram, Hunt, Junction, Comfort, Center Point, Fredericksburg, Leakey, Camp Wood, Uvalde, Boerne, and beyond. There are several subdivisions within these communities that we can introduce you to: Comanche Trace Golf and Country Club, Riverhill Country Club, Saddlewood, Horizon, Cordillera, Four Bears, Highland Ranch, Cypress Springs, Canyon Springs, Live Springs, and more. We have a large selection of homes for sale in Kerrville, Junction Ranches, Comfort homes for sale, Hill Country real estate, and unique properties not on the mls. Call one of our Kerrville real estate agents today. Our office is located in downtown Kerrville -- 713 Water Street -- our phone number is 831-896-2060. Call anytime an agent is always available.

Real Estate Marketing & Listing Syndication By Point2
Search Homes for Sale With Point2